Restaurants Bars Taverns & Nightlife

Hospitality Package Program

Integrated Specialty Coverages (ISC) has developed a Restaurant, Bars, Taverns & Nightlife program underwritten by an experienced team with over 40-years of combined experience. ISC’s comprehensive RBTN program provides exceptional and affordable coverage options tailored to fit your clients’ particular needs. Download Application Here

Eligibility and Coverage Details

Territories
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming
  • Alabama (No Liquor Liability)
  • Pennsylvania (No Liquor Liability)
  • South Carolina (No Liquor Liability)
  • Vermont (No Liquor Liability)
  • West Virginia (No Liquor Liability)
Eligible Classes
  • Bars & Taverns
  • Karaoke Bars
  • Restaurants w/ and w/o entertainment
  • Cigar Bars
  • Craft Beer
  • Roof Top Bars
  • Sports Bars w/o entertainment
  • Ultra Lounges
  • Wine Bars
  • Billiard Halls
  • Liquor Stores
Available Limits & Additional Coverages
  • General Liability: $1MM/$2MM
  • Assault & Battery: Up to $1MM
  • Liquor Liability: $1MM/$2MM
  • Property: Up to $1MM TIV
  • Property (Building, BI, Contents, Improvements and Betterments)
  • Property Enhancement Endorsement
  • Hired and Non-owned (No Delivery exposure)
  • Equipment Breakdown
Program Highlights
  • “A-” Rated Carrier
  • Broad Coverage
  • Quick Turn-Around Times
  • In-Depth Industry Knowledge

Submission Requirements

  • - Completed Supplemental Application
  • - Email submissions to rbtn@iscmga.com