Bars & Taverns Package Program

Integrated Specialty Coverages (ISC) has developed a Bars & Taverns Package program underwritten by an experienced team with over 40-years of combined experience. The program provides exceptional coverage options with best in class service. Through our niche network of markets, ISC can provide the best coverage at the most competitive terms.

Download Fillable Application

Eligibility and Coverage Details

Territories
  • California
  • Connecticut
  • Massachusetts
  • New York
  • New Jersey
  • Pennsylvania
  • Washington DC.
Eligible Classes
  • Bars & Taverns
  • Karaoke Bars
  • Lounges
  • Night Clubs
  • Roof Top Bars
  • Sports Bars
  • Ultra Lounges
Ineligible Classes
  • Adult Entertainment
  • Franchises
  • Social Clubs
  • Biker Bars
  • Risks with Armed Security
  • Rod, Gun or Sportsman Clubs
Special Features
  • A.M. Best “A” XV Rated Carrier - Non-Admitted
Policy Types
  • Package or Monoline GL/LL
Products / Limits
  • General Liability: $1MM/$2MM
  • Assault & Battery Up to $1MM
  • Liquor Liability: $1MM/$2MM
  • Property: Up to $2.5MM TIV
Other Coverage Highlights
  • Property (Building, Contents, Improvements and Betterments)
  • Business Income 1/6 Monthly Indemnity
  • Property Enhancement Endorsement
  • Hired and Non-owned (No Delivery exposure)
  • Employee Benefits Liability (Claims made form)

Submission Requirements

  • - Prior Premium/Target premium
  • - Completed ISC RBT Supplemental Application
  • - 3-5 years loss runs, plus current year. (loss details documented, if applicable)
  • - Email submissions to info@iscmga.com