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Building Targeted Prospect Lists from Public Resources
Reaching the right audience is critical to running successful marketing campaigns. Whether you’re targeting truckers for Liability insurance, restaurant owners for General Liability (GL) and Excess coverage, or homebuyers for Homeowners insurance, the journey starts with a solid customer list. Public resources can be a goldmine for building niche-targeted lists, giving you a competitive edge…
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ISC Enters the Global Travel Insurance Business
ISC recently acquired two prominent travel brands, INF and HOP, marking an expansion into the global travel insurance market. INF and HOP, which will be rebranded as ISC Travel, specialize in providing innovative and comprehensive travel insurance solutions tailored to meet the needs of non-U.S. and U.S. citizens traveling to and from the United States.
INF ...
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Market Outlook: Hospitality: Restaurants, Bars & Taverns
According to the National Restaurant Association, restaurant and food service industry sales are forecasted to reach $1 trillion in 2024 and continue to grow to $1.2 trillion in the next five years. This year’s estimated employment in the restaurant sector is projected to be 15.7 million.
Other findings in the report indicate that competition remains strong. ...
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Build Your Construction Book of Business with ISC
ISC offers a portfolio of construction insurance products through our exclusive programs and Wholesale division for a wide range of contractors. With ISC as your partner, you can provide contractors with General Liability, Excess Liability, Professional Liability, Tools & Equipment, Builder’s Risk, andhi Workers’ Compensation insurance. Here’s an overview of our products.
General Liability (GL) Insurance
Provide ...
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The Importance of SEO for Your Website
We asked Jerome Harvey, ISC’s Digital Marketing Manager, to provide an overview of SEO (search engine optimization) and its benefits to help our broker partners better understand its value. Jerome has 20 years of SEO experience, working at United Airlines, Northern Trust, and Transunion and in the advertising industry. He also built an e-commerce platform ...
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Another Great WSIA Marketplace Event for ISC and Industry Colleagues
We just got back from attending and participating in the annual WSIA Marketplace, the premier wholesale, specialty, and surplus lines industry event. This year, the event took place from September 22 to 25 in beautiful San Diego, California. More than 8,200 insurance industry execs attended the WSIA Marketplace. Our staff met and networked with many ...
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GC and Artisan Subcontractors Professional Liability Available to ISC Agents Through Hiscox NOW
ISC-appointed agents have access to quote and bind Professional Liability coverage for general contractors and artisan subcontractors online through our partnership with Hiscox NOW. The coverage is available nationwide except in Alaska, California, Hawaii, Virginia, and Washington.
What’s Covered?
Professional Liability, also known as E&O insurance, protects general contractors and artisan subcontractors in lawsuits resulting from their ...
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ISCx Marketplace: Our Quote Everything Landing Page
We made it easier for our broker partners to access ISC’s different programs in one place with the ISCx Marketplace, our one-stop shop for all ISC coverages. Each of our programs is listed on one landing page. Each program card lists a summary of the coverage options for you to view.
You can select the coverages ...
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Work with Clients Throughout Real Estate Transaction Cycle: Provide Vacant Property Insurance
While U.S. gross residential vacancy rates are declining, about 16 million homes are still vacant nationwide. These homes may be unoccupied and unfurnished as they wait to be sold, rented, or renovated. On the commercial side, the vacancy rate for office space is expected to reach nearly 20% in 2024, according to global commercial real ...
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What Are the Most Common Winter Claims?
In most parts of the country, it’s cold outside, with snow and icy conditions already here or on their way. With Old Man Winter rearing his head again, it’s wise to take stock of some of the most common claims during this time and prepare your clients for risk.
Slips and Falls
While slip-and-fall claims are common ...
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State of the Homeowners Insurance Market
With weather-related losses at an all-time high, the homeowners insurance market continues to be hard hit. AM Best recently revised its outlook for the segment from stable to negative as a result of three consecutive years of net underwriting losses owing to elevated natural catastrophes that have continued in the first half of 2023, combined ...
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How to Ensure Smoother Renewals
With January 2024 renewals around the bend and a challenging insurance market for certain lines of business, planning ahead is critical for you and your clients. Following are several recommendations and reminders to help ensure a smoother renewal process.
Reach out to insurers well in advance of renewals so everyone is clear on the impact of ...
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E-Sign Feature on ISC’s Online MGA Platform
Getting things done efficiently and seamlessly today is part of providing quality customer service to clients. People expect less paperwork and hassle with a digital environment designed to serve them. Insurance transactions are no exceptions.
E-sign is part of ISC’s online MGA (OMGA) platform. We’ve made electronic signatures available free for our programs on OMGA. These ...
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ISCx Marketplace: Our Quote Everything Landing Page
We made it easier for our broker partners to access ISC’s different programs in one place with the ISCx Marketplace, our one-stop shop for all ISC coverages. Each of our programs is listed on one landing page. Each program card lists a summary of the coverage options for you to view.
You can select the coverages ...
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ISC Expands Contractor ADVANTAGE GL Footprint to the Northeast
In November 2023, we announced the launch of our Contractor ADVANTAGE General Liability (GL) program in California and Texas. Our ADVANTAGE GL program rounds out the coverage options we provide to contractors with our STANDARD, PLUS, and PREMIER products.
We are pleased to let our broker partners know that we have expanded our footprint and the ...
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How to Respond to Common Objections for Builder’s Risk Insurance
Builder’s Risk insurance provides coverage for buildings and structures while under construction, renovation, or remodeling. The policy, written for a specific time frame (3, 6, 9, or 12 months), is designed to protect against various risks that can occur during the construction process. It typically covers the following:
Property Damage to Insured Structure & Materials: This ...
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What Are the Most Common Winter Claims?
In most parts of the country, it’s cold outside, with snow and icy conditions already here or on their way. With Old Man Winter rearing his head again, it’s wise to take stock of some of the most common claims during this time and prepare your clients for risk.
Slips and Falls
While slip-and-fall claims are common ...
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Common Construction Liability Claims
General Liability insurance is a must-have coverage for general contractors, subcontractors, and artisan contractors, protecting them against third-party bodily injury and property damage, personal and advertising injury, and products and completed operation risks.
When meeting clients and prospective customers, it’s always a good idea to demonstrate what could happen without the right insurance. The best way ...
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For Your Clients and Prospects: Why Buy General Liability Insurance
A new survey of 1,000 small businesses conducted by Hiscox found that 75% of these firms are underinsured, while 70% don’t understand what commercial insurance covers, including a General Liability (GL) policy.
According to Hiscox, the majority of small business owners do not know what basic insurance policies cover, with 71% not understanding what a BOP ...
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Why Restaurants, Bars, Taverns & Nightclubs Need Excess Insurance
Economic and social inflation, litigation funding, and other factors continue at full throttle in 2023, driving up liability exposure for businesses, including establishments in the hospitality industry. Additionally, other factors such as rising medical expenses and legal and investigative costs contribute to driving up claims costs.
To protect against liability exposures and increasingly higher verdicts and ...
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ISCX: Our Next-Generation Platform
Integrated Specialty Coverages (ISC), a data and tech-forward, multi-line insurance program administrator, is continually working on enhancing the customer experience for our broker partners. To this end, we are developing a new platform, ISCX, to host native and non-native programs and products, enabling brokers and wholesalers to access ISC from one central point for all ...
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Restaurant, Bar, Tavern and Nightclub: 2023 Outlook
Over the last several years, the restaurant, bar, tavern, and nightclub (RBTN) industry has experienced and weathered several challenges, beginning with the pandemic in 2020.
“Innovating” and “pivoting” became part of the industry’s vernacular as it expanded outdoor dining with heat lamps, tents, igloo structures, and other fixtures to accommodate social-distancing mandates. Cities across the country ...
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The Rise of Online Insurance Submissions
Some habits are hard to break, including the traditional method for insurance agencies to submit new insurance applications. Agents have traditionally completed Acord apps and supplemental forms which are sent via email or uploaded as PDFs to a carrier’s or MGA’s website for review. But in recent years with the advent of insurtechs that have ...
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Market Recap: Restaurant, Bar, Tavern & Nightlife
The restaurant and bar industry during the last three years has experienced a great deal of changes as a result of the pandemic, a labor shortage, and inflation. The industry has had a lot on its plate, but throughout these challenging times, it continues to emerge resilient and creative.
The COVID Effect
Let’s Sit Outside
The restaurant and ...
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Trend or Anomaly? New Orleans Restaurant May Proceed with COVID-Related BI Claim
The COVID-19 pandemic in early 2020 and subsequent government lockdown periods forced businesses across the United States to close their doors for several months, including restaurants (which were among the hardest-hit sector). It’s estimated, according to the National Restaurant Association, that more than 110,000 restaurants closed for business, either temporarily or permanently, in 2020. Nearly ...
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E-Sign Feature on ISC’s Online MGA Platform
Getting things done efficiently and seamlessly today is part of providing quality customer service to clients. People expect less paperwork and hassle with a digital environment designed to serve them. Insurance transactions are no exceptions.
E-sign is part of ISC’s online MGA (OMGA) platform. We’ve made electronic signatures available free for our programs on OMGA. These ...
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Trucking Recap
Let’s take a look what’s new at Paramount, a Texas-based ISC Company that specializes in the trucking industry. We’ll also look at a couple new developments impacting the industry.
Paramount provides trucking companies in Texas and California that haul imported and exported goods to and from the Mexican border with Liability, Physical Damage, and Cargo insurance ...
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Keep on Trucking: Paramount’s Highlander Program Expands Into New Mexico and Arizona
An ISC company, Texas-based Paramount is known for its underwriting expertise and experience in the commercial transportation market, providing trucking companies in Texas and California that haul imported and exported goods to and from the Mexican border with Liability, Physical Damage, and Cargo. As of July 1, Paramount is pleased to announce the expansion of ...
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ISCX: Our Next-Generation Platform
Integrated Specialty Coverages (ISC), a data and tech-forward, multi-line insurance program administrator, is continually working on enhancing the customer experience for our broker partners. To this end, we are developing a new platform, ISCX, to host native and non-native programs and products, enabling brokers and wholesalers to access ISC from one central point for all ...
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Excess Liability: Construction, Trucking, Petroleum
In a previous article, we discussed the need for clients to carry Excess Liability insurance. Social inflation, driven by third-party litigation funding, tort reform rollbacks, and the propensity among the public to sue and its distrust of companies, has prompted large settlements and jury awards. According to Swiss Re analysis, between 2014 and 2021, the ...
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Market Recap: Trucking
As we look back this year and ahead to next year, Bryan Woods, COO and CFO of Paramount MGA, provides insights on trucking insurance and how Paramount has approached the market. An ISC company, Paramount has several proprietary transportation programs, including Domestic Trucking Liability and Trucking Liability for carriers transporting goods to and from a ...
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NNB Launches Additional Capacity in Its Petroleum Distribution Excess Program
Northeast National Brokerage (NNB), an ISC company, has been providing petroleum distributors with A rated Excess Liability insurance with limits of up to $5 million through our in-house Binding Authority Agreement underwritten by certain underwriters at Lloyd’s since 2014. We have recently increased our capacity within our program with another $5 million available through Sutton ...
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Excess & Surplus Lines Primer for New Agents
The Excess & Surplus Lines (E&S) market, written by non-admitted carriers, provides specialized and alternative insurance options for hard-to-place risks or unique exposures. Over the years, it has increasingly represented a huge piece of the property and casualty industry.
In fact, most recently, the Wholesale & Specialty Insurance Association (WSIA) released a midyear report from the ...
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Excess for Everything at ISC
ISC has established a significant footprint with our agency partners for Excess Liability for specific industries such as contractors, trucking, and petroleum distributors. We are now pleased to announce that we have expanded our Excess program for a wide range of industry segments, providing you with additional solutions for your clients. Our Excess program is ...
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ISCX: Our Next-Generation Platform
Integrated Specialty Coverages (ISC), a data and tech-forward, multi-line insurance program administrator, is continually working on enhancing the customer experience for our broker partners. To this end, we are developing a new platform, ISCX, to host native and non-native programs and products, enabling brokers and wholesalers to access ISC from one central point for all ...
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Excess Liability: Construction, Trucking, Petroleum
In a previous article, we discussed the need for clients to carry Excess Liability insurance. Social inflation, driven by third-party litigation funding, tort reform rollbacks, and the propensity among the public to sue and its distrust of companies, has prompted large settlements and jury awards. According to Swiss Re analysis, between 2014 and 2021, the ...
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Why Your Clients Need Excess Liability Coverage
Today’s legal environment continues to be impacted by social inflation, which is characterized by various factors, including third-party litigation funding, tort reform rollbacks, plaintiff-friendly juries, and public distrust of companies, all driving larger settlements and jury awards – and, inevitably, the need for additional Liability insurance.
For example, according to the National Law Journal‘s Top 100 ...
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Film Production Coverage 101: Insuring Movies, Videos, Commercials and Webisodes
Production companies have seemingly endless checklists when it comes to a shoot, and procuring the right insurance is crucial to facilitating a project’s success. Coverage is available to protect various aspects of the production – from third-party liability to equipment, vehicles and more. It also protects employees injured on the job. Sounds simple, right? Unfortunately, ...
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Inside Special Events Insurance for Concerts
Concerts are a thrilling experience, no matter the size. From intimate, acoustic performances to stadium tours, concerts can become the memory of a lifetime for attendees. But despite rigorous preparations, there’s always the risk that something goes awry – during set-up, the concert itself, or break-down – that can lead to bodily injury or property ...
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Add Special Events Insurance to Your Client’s Holiday Party To-Do List
With the holidays right around the corner, talk to your clients about Special Events insurance to protect against potential liabilities, property damage, and unforeseen events.
Typically, holiday parties engage large gatherings of people, especially if the event includes spouses and significant others. Accidents or injuries (like slips and falls) can easily occur, putting a company’s assets ...
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Film Production Back on Track with Writer, Actor Strikes Over
The writers’ strike in Hollywood lasted 146 days and ended officially on October 9 when members of the Writers Guild of America (WGA) ratified a new contract with the Alliance of Motion Picture and Television (AMPTP). The actors ended their strike on November 8 after the Screen Actors Guild (SAG) reached a tentative agreement with ...
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How to Ensure Smoother Renewals
With January 2024 renewals around the bend and a challenging insurance market for certain lines of business, planning ahead is critical for you and your clients. Following are several recommendations and reminders to help ensure a smoother renewal process.
Reach out to insurers well in advance of renewals so everyone is clear on the impact of ...
Read More >
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E-Sign Feature on ISC’s Online MGA Platform
Getting things done efficiently and seamlessly today is part of providing quality customer service to clients. People expect less paperwork and hassle with a digital environment designed to serve them. Insurance transactions are no exceptions.
E-sign is part of ISC’s online MGA (OMGA) platform. We’ve made electronic signatures available free for our programs on OMGA. These ...
Read More >
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How to Ensure Smoother Renewals
With January 2024 renewals around the bend and a challenging insurance market for certain lines of business, planning ahead is critical for you and your clients. Following are several recommendations and reminders to help ensure a smoother renewal process.
Reach out to insurers well in advance of renewals so everyone is clear on the impact of ...
Read More >
Read More >
E-Sign Feature on ISC’s Online MGA Platform
Getting things done efficiently and seamlessly today is part of providing quality customer service to clients. People expect less paperwork and hassle with a digital environment designed to serve them. Insurance transactions are no exceptions.
E-sign is part of ISC’s online MGA (OMGA) platform. We’ve made electronic signatures available free for our programs on OMGA. These ...
Read More >
Read More >
ISCX: Our Next-Generation Platform
Integrated Specialty Coverages (ISC), a data and tech-forward, multi-line insurance program administrator, is continually working on enhancing the customer experience for our broker partners. To this end, we are developing a new platform, ISCX, to host native and non-native programs and products, enabling brokers and wholesalers to access ISC from one central point for all ...
Read More >
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Our Personal Articles Floater: Insuring Your Clients’ Valuables
Our Personal Articles Floater
Whether your customer is looking to insure one item like an engagement ring or has an extensivecollection of jewelry, fine art, silverware, coins, or wine, providing comprehensive coverage is fastand efficient with our Personal Articles Floater. ISC company Abacus, which created the product15 years ago, enables insurance brokers to transact in real ...
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The Rise of Online Insurance Submissions
Some habits are hard to break, including the traditional method for insurance agencies to submit new insurance applications. Agents have traditionally completed Acord apps and supplemental forms which are sent via email or uploaded as PDFs to a carrier’s or MGA’s website for review. But in recent years with the advent of insurtechs that have ...
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Gaining Efficiency With E-Sign
E-Sign Capabilities Bring Efficiencies and More to Your Agency, Brokerage
Electronic signatures, or e-signatures, are a fast and legally binding way to approve electronic documents without having to print, scan, or mail (via post) anything. An electronic signature is essentially a process in which computers authenticate the signatory and certify the document’s integrity. It is secure, ...
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Cyber Liability Insurance Is a Must Spend for All Businesses
We’re seeing several new reports showing a spike in cyber activity. Identity Theft Resource Center (ITRC), a nationally recognized nonprofit organization established to support victims of identity crime, in its reports, says the number of data compromises in 2023 (3,205) increased by 78% compared to 2022 (1,801). Most data compromises were due to cyberattacks – ...
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ISC Gets Together with Wholesalers, the E&S Industry at WSIA’s 2023 Annual Marketplace
The Wholesaler & Specialty Insurance Association (WSIA) held its Annual Marketplace in San Diego September 18-20. ISC was excited to once again be a part of the yearly event, where more than 7,500 industry colleagues attended. It was an opportunity for us to meet with many wholesale partners, carriers, and reinsurers, network, and enjoy Southern ...
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How to Ensure Smoother Renewals
With January 2024 renewals around the bend and a challenging insurance market for certain lines of business, planning ahead is critical for you and your clients. Following are several recommendations and reminders to help ensure a smoother renewal process.
Reach out to insurers well in advance of renewals so everyone is clear on the impact of ...
Read More >
Read More >
E-Sign Feature on ISC’s Online MGA Platform
Getting things done efficiently and seamlessly today is part of providing quality customer service to clients. People expect less paperwork and hassle with a digital environment designed to serve them. Insurance transactions are no exceptions.
E-sign is part of ISC’s online MGA (OMGA) platform. We’ve made electronic signatures available free for our programs on OMGA. These ...
Read More >
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ISC’s Partnership with Hiscox Delivers More Coverage Solutions with Market-Leading Digital Platform
ISC’s Wholesale Division provides ISC appointed agencies a broader product base outside our program business offerings. You gain immediate access so you can quote and bind various products with Hiscox NOW, a digital platform that enables you to obtain Business Owner’s Policy (BOP), General Liability (GL), Cyber Security, and Professional Liability for your clients.
Agents can ...
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A Look Inside ISC’s Wholesale Division
ISC provides agents with several exclusive programs that distinguish us in the market. We also have a Wholesale Division primarily focusing on providing a broader product base outside our program business offerings. “Through our Wholesale Division, agents have access to valuable markets from our various partners,” says Dan Matteoni, ISC Vice President, Production. This includes ...
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Another Great WSIA Marketplace Event for ISC and Industry Colleagues
We just got back from attending and participating in the annual WSIA Marketplace, the premier wholesale, specialty, and surplus lines industry event. This year, the event took place from September 22 to 25 in beautiful San Diego, California. More than 8,200 insurance industry execs attended the WSIA Marketplace. Our staff met and networked with many ...
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ISC’s Sarah Kassab Featured Speaker at Women Coders Event
On July 18, ISC was happy to co-host the Women Coders Inclusive Organization (WCIO) in our Carlsbad, California, offices. Sarah Kassab, InsurTech Senior Software Quality Assurance Manager at ISC Engineering, was the featured speaker and shared her insights on what makes an amazing QA Engineer and a great QA team, as well as the impact ...
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ISC Creates New Marine Consulting Unit
In July, we announced the formation of our newMarine Division, headed by Kevin Wolfe and including John Kiernan and Marquam (“Marq”) Wolfe. The division is expanding with the creation of ISC Marine Consulting providing comprehensive risk management services to assist clients with marine exposures and concerns. Our services include everything from a supply-chain review to ...
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Where to Go for Continuing Education Courses?
Continuing Education (CE) is required for renewing insurance licenses. Depending on the state and license, producers must commit to anywhere from 12 to 48 hours of CE courses. Investing in continuing education goes beyond meeting requirements, it also keeps agencies on par with industry standards, helps bridge skill and knowledge gaps in specific areas, and ...
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Why Email Marketing Works for Agencies
Email marketing has become ingrained in our everyday lives. On a personal level, we get emails from retailers all day, tempting us to buy the latest workout gear or kitchen gadgets or sign up for the newest diet trend. B2B emails offer apps and software products and all types of services. Our inboxes fill up ...
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ISC’s Excess for Everything Makes Program Manager’s Shortlist for 2024 Program Launch of the Year Award
Program Manager held its third annual Program Manager Conference & Awards on May 29 at Gotham Hall in New York City. The dinner-style awards ceremony brought together 500 guests, including MGAs, MGUs, program managers, reinsurance brokers, fronting companies, wholesale brokers, and others in the industry, to network and celebrate this year’s recipients. ISC is proud ...
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