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Building Targeted Prospect Lists from Public Resources
Reaching the right audience is critical to running successful marketing campaigns. Whether you’re targeting truckers for Liability insurance, restaurant owners for General Liability (GL) and Excess coverage, or homebuyers for Homeowners insurance, the journey starts with a solid customer list. Public resources can be a goldmine for building niche-targeted lists, giving you a competitive edge…
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Bracing for an Active Hurricane Season
By now, you’ve read the various forecasts predicting a very active, even “explosive,” upcoming hurricane season (June 1 to November 30). Anywhere between 23 and 30 named storms are forecasted, with up to seven hurricanes predicted to have a significant impact on the Atlantic and the Gulf. The active season is based on the exceptionally ...
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ISC Platinum Circle 2025 Costa Rica
We’re rewarding our broker partnerships with the ultimate experience. Our new initiative, the ISC Platinum Circle, is a community of top-performing ISC brokers who are working with us to drive sales success.
Brokers who reach the production goals below will be eligible to join us in celebrating the milestones we achieve together.* Platinum Circle members will ...
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What’s Covered with an Entertainment Equipment Floater?
Entertainment equipment runs the gamut. Live concert events use PA systems, mixing boards, monitors, microphones, cables, lighting, musical instruments, among other equipment. Recording studios use audio interfaces, recorders, mixers, headphones, amplifiers, mic stands, shock mounts, cables, and editing software. Post-production companies use everything from computer editing software, computer hardware, application/editing keyboards, workstations, and controllers to ...
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Leveraging LinkedIn for Blog Exposure
LinkedIn is a great platform for expanding your network, connecting with industry colleagues, clients, and prospects, recruiting new hires, and announcing new products, programs, carrier relationships, and staff members. It’s also a great way to get more exposure for the blog content you create for your website. Here’s why.
Establish Yourself As a Thought Leader, Raise ...
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Earth Day 2024: Spotlight on Insurance Industry’s Role in Addressing the Climate Crisis
Earth Day is April 22, an annual event demonstrating support for environmental protection. Initially held in 1970, a wide range of events occur today, with one billion people across 193 countries participating.
In recognition of Earth Day, we examine how the insurance industry is being called upon to help lead the charge on the climate crisis ...
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New Feature on the ISC Platform: Automatic E-Sign Reminder
We added an Automatic E-Sign Reminder feature on our OnlineMGA (OMGA) platform. You can now set the cadence of your reminder emails for electronic signatures so they go out automatically to your clients. Once you set the cadence, you don’t have to lift a finger.
The Benefits of E-Signatures
Some of the advantages of electronic signatures include:
Reduces ...
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Property Companies and Investors Buying Up Single-Family Homes
Over the last two years, the residential real estate market has been on fire, with record home sale prices and sellers getting thousands of dollars over the asking price – at least until inflation hit an all-time high and mortgage rates began to climb. Many of the buyers of single-family homes, particularly at the lower ...
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The ISC Homeowners Program Provides Agents with a Stable, Competitive E&S Market
Today’s hard insurance market is characterized by rate increases, appetite changes, coverage restrictions, and non-renewals for certain coverage lines and in specific regions. Among the coverage lines impacted is homeowners insurance for risks that fall outside the standard market and need a home in the Excess & Surplus (E&S) market.
While the London and domestic markets ...
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The Lay of the Vacation Rental Business Landscape
The United States vacation rental market, according to Research and Marketing, was valued at $14.32 billion in 2021 and is expected to reach $21.53 billion by 2026. The market is made up of various rental properties – from homes to apartments, condos, and villas – that property owners, managers, and real estate investors rent on ...
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The Impact of Inflation on Homeowners Insurance
Although inflation cooled slightly in April, it remains close to a 40-year-high. According to the Bureau of Labor Statistics, inflation stands at an annualized rate of 8.3%, pushing prices higher for consumers, including the cost of lumber and other building materials which were already affected by supply-chain shortages. This has a direct impact on reconstruction ...
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An Inside View Into The Difference Between Homeowners and Vacant Property Insurance
Too often, homeowners don’t realize that if they leave their home vacant for a specific period of time, they are leaving themselves unprotected in the event of a loss. A vacant property is one without any personal property in it. Properties are left vacant for a number of reasons: A client may have moved into ...
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Gaining Efficiency With E-Sign
E-Sign Capabilities Bring Efficiencies and More to Your Agency, Brokerage
Electronic signatures, or e-signatures, are a fast and legally binding way to approve electronic documents without having to print, scan, or mail (via post) anything. An electronic signature is essentially a process in which computers authenticate the signatory and certify the document’s integrity. It is secure, ...
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Market Recap: Contractor GL & Equipment
ISC offers two distinct Contractor General Liability (GL) products: One focuses on the small contractor with a national footprint, while the other caters to larger contractors in certain geographic areas. Michael Cronin, Senior Vice President of Product Management, provides us with several insights and a market recap of the General Liability and Equipment space.
Small Contractors ...
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The State of the Construction Insurance Market
While the overall insurance market remains hard, price increases have begun to moderate in the first and second quarters of this year in the construction sector as compared to previous quarters. In certain locations as well as for specific construction types and perils, however, we are still seeing carriers reduce their capacity, restrict their appetite, ...
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Inside View: Construction Market Recap
We’ve taken a look at several construction sectors and the anticipated outlook for each based on a number of factors, including government, private, and consumer spending.
Single-Family Residential, Home Improvements
Higher federal interest rates and an elevated pace of inflation have prompted a tighter market for new single-family residential builds, according to the National Association of ...
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Look At What’s Up: Drones In The Construction Industry
Drones, or Unmanned Aerial Vehicles (UAVs), are increasingly being utilized to help project owners and contractors manage construction sites. Operating with a bird’s eye view, drones can help increase worker safety, boost efficiency, and monitor every stage of a project’s life cycle for the construction industry. Yet, owners and contractors should be aware that drone utilization ...
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Gaining Efficiency With E-Sign
E-Sign Capabilities Bring Efficiencies and More to Your Agency, Brokerage
Electronic signatures, or e-signatures, are a fast and legally binding way to approve electronic documents without having to print, scan, or mail (via post) anything. An electronic signature is essentially a process in which computers authenticate the signatory and certify the document’s integrity. It is secure, ...
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It’s Time To Talk Ex-Mod And How To Improve It
When explaining a Workers’ Comp insurance program and how the premium is determined, once an insurance agent begins reviewing the experience modification factor (ex-mod), often you’ll recognize a familiar gaze that comes over a client’s face. This is especially true if you get too deep into the weeds of explaining how the ex-mod impacts premiums. ...
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ISC Launches Allied Healthcare Program
We are excited to announce the recent launch of our new, exclusive Allied Healthcare program. The program is spearheaded by Chantelle Burton, Vice President, Allied Healthcare, at ISC. Chantelle has more than 25 years of experience in the Allied Healthcare space.
“Our specialty program for Allied Healthcare focuses on providing Professional Liability and General Liability coverage ...
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Our Upcoming Broker Council Takes Place May 22-23
This spring, 50 of our top brokers nationwide will join us at our Broker Council in Louisville, Kentucky, May 22-23. We’ll be staying at the 21C Hotel and Art Museum, a multi-venue contemporary art museum and award-winning boutique hotel. During the first evening, brokers will enjoy an evening of bourbon tasting at the Evan Williams ...
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ISCx Marketplace: Our Quote Everything Landing Page
We made it easier for our broker partners to access ISC’s different programs in one place with the ISCx Marketplace, our one-stop shop for all ISC coverages. Each of our programs is listed on one landing page. Each program card lists a summary of the coverage options for you to view.
You can select the coverages ...
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How to Prep for Tradeshows and Maximize Your Attendance
Attending a tradeshow should be exciting, but it can just as easily feel overwhelming. With so many panels, booths, and other networking opportunities available, how does one make the most out of their brief time?
Insurance agents can benefit from tradeshows, as meaningful interpersonal connections can develop at these events that can grow your client base ...
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ISC Expands Contractor ADVANTAGE GL Footprint to the Northeast
In November 2023, we announced the launch of our Contractor ADVANTAGE General Liability (GL) program in California and Texas. Our ADVANTAGE GL program rounds out the coverage options we provide to contractors with our STANDARD, PLUS, and PREMIER products.
We are pleased to let our broker partners know that we have expanded our footprint and the ...
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Insurance Market Overview, 2024 Projections By Matt Grossberg, ISC CEO
The market has been consistently hardening, with many reinsurers continually evaluating the types of business they want to write or downsizing their lines of authority due to catastrophic exposure, climate-related risks, the ongoing wars, geopolitical issues, and generally poor underwriting results in the past eight to 10 years.
The market should continue to stay hard in ...
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