Contractor Programs
For all your contractor and construction client needs, especially those hard to place risks.
Contractor General Liability Program Comparison

Three different levels of coverage allows you to serve a wide range of the contractor market.
Standard | Plus | Premier |
---|---|---|
à La Carte Coverage | Broad Coverage | ISO Form Coverage |
Annual Policy - Starting at $235 | Annual Policy - Starting at $600 | Annual Policy (Excluding NY) - Starting $5K Annual Policy (Including NY) - Starting $15K |
Max Limits 1/2/2 $100K Fire Legal $10K Med pay |
Max Limits 1/2/2 $300K Fire Legal $10K Med pay |
|
A-Rated Carrier & RRG options | A-Rated Carrier | A-Rated Carrier |
All 50 States | 20 States | 4 States |
Additional Insured Endorsements Ongoing AI Primary Wording Waiver of Subrogation Per Project Aggregate Completed Ops (commercial only) Your Work (commercial only) |
Additional Insured Endorsements Ongoing AI Primary Wording Waiver of Subrogation Per Project Aggregate Completed Ops (commercial) Completed Ops (residential remodel only) Third Party Cancellation Notification Modified ISO versions available |
Additional Insured Endorsements Specified & Blanket AI for Ongoing Ops Specified & Blanket AI for Completed Ops Primary & Non-Contributory (Other Insurance Clause) Specified & Blanket Waiver of Subrogation Per Project Aggregate (capped at $5m) Third Party Cancellation Notification |