Contractor Programs

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For all your contractor and construction client needs, especially those hard to place risks.

Contractor General Liability Program Comparison

Construction Worker - Construction Program Background

Three different levels of coverage allows you to serve a wide range of the contractor market.

Standard Plus Premier
à La Carte Coverage Broad Coverage ISO Form Coverage
Annual Policy - Starting at $235 Annual Policy - Starting at $600 Annual Policy (Excluding NY) - Starting $5K
Annual Policy (Including NY) - Starting $15K
Max Limits
1/2/2
$100K Fire Legal
$10K Med pay		 Max Limits
1/2/2
$300K Fire Legal
$10K Med pay
  • Max Limits-
    2/4/4
    $300K Fire Legal
    $1K Med pay
  • Optional Limits
    $1m Hired/Non-Owned
    $1m/2m EE Benefits
A-Rated Carrier & RRG options A-Rated Carrier A-Rated Carrier
All 50 States 20 States 4 States
Additional Insured Endorsements
Ongoing AI
Primary Wording
Waiver of Subrogation
Per Project Aggregate
Completed Ops (commercial only)
Your Work (commercial only)		 Additional Insured Endorsements
Ongoing AI
Primary Wording
Waiver of Subrogation
Per Project Aggregate
Completed Ops (commercial)
Completed Ops (residential remodel only)
Third Party Cancellation Notification
Modified ISO versions available		 Additional Insured Endorsements
Specified & Blanket AI for Ongoing Ops
Specified & Blanket AI for Completed Ops
Primary & Non-Contributory (Other Insurance Clause)
Specified & Blanket Waiver of Subrogation
Per Project Aggregate (capped at $5m)
Third Party Cancellation Notification

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