Delivering more options for the construction industry
Data insights enable us to design programs that meet today’s varied niche markets in the construction sector. The result: An enhanced Liability insurance program for middle-market clients in designated areas, including the five tough-to-insure NYC boroughs.
Effective.
Efficient. Fast.
A Rated
Carriers
Competitive
Commissions
PREMIER PROGRAM
CONTRACTOR GL
Our expert underwriters will take you through the process, making it as easy and fast as possible. You'll also be able to layer Excess Liability at the same time, so get the process started at the same time.
General Liability Limits
- $1MM/$2MM/$2MM/$1MM ~or~ $2MM/$4MM/$4MM/$2MM (NY Only)
- Up to $300,000 Fire Legal
- Up to $10,000 Medical Payments
Program Highlights
ISO Occurrence Form including NY Labor Law
- Flexible Deductibles – $1,000-$50,000
- Available in CA, CT, MA, NJ, NY (including the 5 boroughs) PA & TX
- Exclusive Program with A Rated Carrier
- Over 100 Classes Available
Our Footprint
*Limited class codes available in the 5 boroughs and risks considered on an individual basis.
Optional Coverages
- Additional Insured Ongoing Ops & Completed Ops
- Per-Project Aggregate
- Waiver of Subrogation
- Specified and/or Blanket for Additional Insureds and Waiver of Subrogation
- Modified ISO Versions
- Primary & Contributory Wording
- $1MM Hired & Non-Owned
- $1MM/$2MM Employee Benefits Liability
- Limited Unmanned Aircraft Liability (subject to and included in GL limits)
Who We Write
- Appliance Installation/Service
- Carpentry
- Debris Removal
- Door & Window Installation
- Electrical/Cable
- Floor Covering
- GC – New & Remodel
- HVAC
- Plastering or Stucco Work
- Plumbing (Residential & Commercial)
- Sheet Metal Installation/Fabrication
- 100 + Class Codes
Submission Requirements
- Completed Acord 125 & 126
- Completed program supplemental application
- 5 years GL loss runs (WC required in NY)
- Copy of WC quote or policy dec page - remuneration, limits & ex mod included-(NY Only)
- Current and planned project list including: Location, Scope of Work & Contract Price
- Resume (if in business less than 3 years)
- Recently executed subcontractor agreement and accompanying COI (if applicable)
- Description of operations for each named insured
- Copy of safety/training program
- Expiring carrier, limits, SIR/deductible, premium, & renewal status
- Email submissions to: PremierGL@iscmga.com
Premier GL Program Resources
Premier Appetite Guide
Supplemental Application
Download the Premier Appetite Guide and the Supplemental Application and you'll be ready to get your mid-market contractors covered and protected.
Serve more clients easier, faster, and better with ISC.
