On the water the unexpected can occur in an instant,
let ISC Marine provide the solution for your business
The complexities of Hull / P&I can leave one unknowingly exposed. Don't waste time reinventing the wheel, rely on the professionals who know. There is no substitute for sound underwriting.
HULL
PROTECTION & INDEMNITY
Hull and Protection & Indemnity (P&I) insurance are two distinct types of marine insurance often combined to provide seamless coverage for vessel owners. The packaged Hull and P&I policy creates a comprehensive program providing coverage for both physical damage to the vessel(s) as well as third-party liability.
Limits
- Up to $5MM Any One Vessel
- Up to $1MM P&I Any One Vessel/Occurrence, Combined Single Limit
Coverage Details
Hull - Covers physical loss or damage to the Insured vessel(s), its machinery, and equipment.
Protection & Indemnity* - protects the vessel owner against legal liability arising from negligence in the operation of the insured vessel, for both property damage and bodily injury including crew.
*always written in conjunction with Hull coverage
Geographic Scope
US Coastwise Waters, Inland Rivers/Lakes
In-Appetite Risk Examples
- Tug and Barge Operators
- Marine Contractors
- Passenger/Sightseeing vessels
- Ferries and Dinner Cruisers
- Commercial Fishing Vessels
- Research Vessels
- Other Miscellaneous Commercial Watercraft
Excluded Risks
- Ocean-Going ("Blue Water") Vessels
- Gulf of Mexico-based Operations
- Standalone P&I
- Vessels Carrying 6 Passengers or Less
- Private Pleasure/Recreational Watercraft
- Yacht Charterers
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Appetite Guide
Application
Here's what we need:
- Named Insured(s) & Address
- Inception Date
- Vessel(s) Description: Type, Age, Length
- Insured Value(s)
- Number of Crew/Passengers
- Geographical Scope - Area of Operation
- Years in Business
- Loss History (3-year minimum)
Find yourself in unfamiliar waters?
We welcome the opportunity to discuss any specific, or general, questions you may have regarding marine insurance. Give us a ring:
Marquam Wolfe (973) 997-2307
John Kiernan (516) 551-7403
Kevin Wolfe (973) 875-3361
Get In Touch
