Integrated marine coverage for the complex risks associated with the maritime industry.
Hull and Protection & Indemnity (P&I) insurance are two distinct types of marine insurance that are often combined to provide comprehensive coverage for vessel-owners. Hull insurance primarily covers physical damage to the ship itself. This includes damage caused by perils such as collisions, storms, sinking, fire, and other accidents. P&I insurance, on the other hand, provides coverage for third-party liabilities that may arise from the operation of the vessel. This can include damage to cargo, injuries to crew or passengers, pollution liabilities, and legal expenses.
When combined, Hull and P&I insurance create a comprehensive package that addresses both the physical and third-party liability aspects of maritime operations.
- Up to $5,000,000 Any One Vessel
- Up to $1,000,000 P&I Any One Vessel, Combined Single Limit to Apply
Hull- Covers physical loss or damage to the insured vessel(s), its machinery and equipment as well as collision liability..
P&I-Written in conjunction with hull coverage, protects the vessel owner against legal liabilities arising from negligence in the operation of the insured vessel, providing protection for property damage and bodily injury including crew.
US Coastwise Waters, Inland Rivers/Lakes.
In-Appetite Risk Examples
- Tug and Barge Operators
- Marine Contractors
- Passenger Vessels, Including Ferries and Dinner Cruisers
- Commercial Fishing Vessels
- Other Miscellaneous Commercial Watercraft
- Ocean-Going ("Blue Water") Vessels
- Standalone P&I
- Vessels Carrying 6 Passengers or Less
- Private Pleasure Watercraft
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