Protecting Maritime Ventures with
Comprehensive Liability Coverage

Maritime operations inherently expose businesses to a multitude of risks. Get your clients covered today.

Marine liabilities insurance is an indispensable safeguard for businesses engaged in maritime activities, providing comprehensive protection against the unique risks associated with the dynamic and unpredictable nature of the sea.

  • Marine-icon


Marine Liabilities combines coverage found in a commercial general liability (CGL) with coverage provided by a marine liability policy. To be eligible, 80% of the Insured’s receipts must be derived from marine operations. Coverage can be tailored to cover a wide range of marine liability exposures.


  • $1MM Primary Limit for Any One Occurrence
  • $2MM General Liability Annual Aggregate/li>
  • Coverage Can Include Personal/Advertising Injury, Products and Completed Operations.
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Coverage Details

Ship Repairer’s / Marine Construction / Marine Contractor’s Legal Liability

Covers vessels while in the care custody and control of the insured, including repairs to engines, electronics etc. Coverage available for vessels at the insured’s premises as well as the vessel owner’s premises.

  • Dock Builder’s
  • Electronics Installation onboard a vessel
  • Furniture installation/repair onboard
  • Engine Repairs
  • Kitchen (galley) repair

Wharfinger’s (aka Landing Dock) Legal Liability

Covers damage to non-owned vessels in the insureds care custody and control

  • Tug & Barges in Mississippi
  • Coverage is also provided if the vessels are being moored at the facility for an extended period
  • Small passenger vessels (sighting seeing etc) using a non-owned dock to pick up or discharge passengers
  • It is common for a particular facility to need this coverage, along with stevedores and terminal operators legal

Terminal Operator’s Legal Liability

Covers non-owned cargo moving through the insured’s facility.

  • Port of Newark, NJ
  • Port of San Diego
  • It is common for a particular facility to need this coverage, along with stevedores and landing owners

Charterer’s Legal Liability

Covers the liabilities associated with operating a 3rd-party vessel/watercraft charted by the Insured.

  • Similar in concept to a car rental agreement

Stevedore’s Legal Liability

Covers the liabilities associated with the loading/unloading of non-owned vessels.

  • Loading or unloading of vessel cargo
  • Stacking and storing of the cargo on the wharf
  • Receiving and delivering cargo with the terminal or facility

Excess Liabilities

Provides protection over primary marine liability coverage either on a following form or umbrella (Bumbershoot) basis.

  • $10MM maximum
  • Minimum attachment point is excess of $5MM

Geographic Scope

  • Continental United States


In-Appetite Risk Examples

  • Marine Contractors
  • Commercial Shipyards
  • Mobile Ship-repairers
  • Small/midsize dock builders
  • Vessel Operators

Excluded Risks

  • Product Manufacturers
  • Marinas
  • Excess placements with less than $5,000,000 in underlying coverage

Get a Quote
Marine Liabilities

Marine Liabilities Appetite Guide

Here is what you will need for your submission.

  • Details of work being performed
  • Geographical Scope (area(s) of operation)
  • Completed Application
  • Loss history (3 year minimum)


We are happy to discuss any questions you may have on Marine Risk.  Please send us a message. or call us at (888) 888-8888

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