ISC’s ADVANTAGE Contractor General Liability Program Is Now Available Nationwide

We recently expanded our ADVANTAGE Contractor General Liability (GL) product to all 50 states.

Initially launched in 2023 in select states, you can now offer the ADVANTAGE GL product to contractors throughout the country.

The ISO-based, “A” rated, competitively priced product combines broad coverage with speed and ease. “The ADVANTAGE program enables contractors to meet stricter contractual insurance requirements and obtain higher limits on projects,” said Justin Berk, ISC Construction Product Manager.

Quote, Bind Coverage Online

In addition, brokers can submit, quote, and bind coverage online, offering same-day coverage and the certificates of insurance insureds need to bid on and land projects. There are no Acord forms. Everything is done 100% online.

ADVANTAGE GL is available for more than 35 eligible classes, including general contractors, carpenters, electricians, landscapers, plumbers, roofers, and many more. New ventures are accepted for most classes. The product provides limits of $1MM/$2MM/$2MM/$1MM, up to $300,000 for Fire Legal Liability, and $10,000 for Medical payments. Coverage is written on an occurrence basis.

The ADVANTAGE GL is part of our exclusive Construction program, which includes our STANDARD, PLUS, and PREMIER products. “We’re able to offer brokers products that respond to a contractor’s complete business life cycle—from startups to larger, more established firms,” explained Justin.

*NOTE: The insuring agreement in a policy sets out the covered perils, assumed risks, and nature of coverage that the insurance company provides to its insured in exchange for the premiums paid. Thus, the terms and conditions of the policy will dictate whether coverage exists and the nature of any potential benefits.