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Old Man Winter is right around the corner, bringing in additional property exposures and energy bills (especially now with the high cost of oil and electricity). Heavy piles of snow, for example, can cause a roof to collapse. Water pipes…

Over the last two years, most businesses didn’t hold in-office holiday parties. They either celebrated virtually or decided to forgo the celebration altogether. This year the in-office holiday party is making somewhat of a comeback. Holiday get-togethers boost morale, build…

Insured losses from natural catastrophes have increased 250% in the last 30 years, according to a report by consulting firm Capgemini and the European Financial Management Association (EFMA). Perils such as wildfires and storms, which are particularly impacted by climate…

Some habits are hard to break, including the traditional method for insurance agencies to submit new insurance applications. Agents have traditionally completed Acord apps and supplemental forms which are sent via email or uploaded as PDFs to a carrier’s or…

Trade shows are an exciting opportunity to network and learn more about your industry, whether you’re attending an insurance industry trade show or strolling the floor at an event for another specific business sector. From attending panels to marketing your…

Trade shows are an exciting opportunity to network and learn more about your industry, whether you’re attending an insurance industry trade show or strolling the floor at an event for another specific business sector. From attending panels to marketing your…

In any industry, networking is crucial – but especially for insurance agents, who rely on personal connections to conduct business. But while you may have heard the term “networking” thrown around online or in meetings, what does it actually mean,…

A recent report found that nearly 70% of small and medium-sized businesses across the country cited high gas prices as the reason they were struggling to regain stability-and the struggle is real. U.S. gas prices have been volatile to say…

The restaurant and bar industry during the last three years has experienced a great deal of changes as a result of the pandemic, a labor shortage, and inflation. The industry has had a lot on its plate, but throughout these…

The insurance industry has been discussing its talent crisis for years, with the call for a younger demographic to fill positions throughout the distribution system as the baby boomer generation retires. Industry insiders were calling for a concerted marketing push…

Whether your brokerage is a modest family-run firm, one of the largest enterprises in the nation, or somewhere in between, you are always on the lookout for the broker’s version of “how to build a better mousetrap” — operate more…

After investing years of hard work to establish and grow their business into a thriving operation, savvy business insurance brokers know that resting on their laurels is a foreign concept they can never embrace. Rather, maintaining a constant vigil on…

Since the beginning of the year, the housing market has changed. A rise in interest rates, the amount of money required as a down payment, a drop in sales prices, and increased inventory on the market have home sellers concerned.…

The pandemic altered many consumer behavioral patterns, with various industry sectors having to pivot to accommodate these changes. One of the most significant consumer changes, according to a McKinsey report, is the rise in at-home consumption. Homes have become the…

One of the most important aspects of maintaining your professional image is having a polished LinkedIn profile. Though many think of LinkedIn as a social tool meant solely for finding a new job, that’s far from the case — it’s…

In discussing General Liability (GL) insurance with a contractor, it’s important to go over the fundamentals such as what’s covered, how coverage is triggered, policy limits, any exclusions, etc. It’s also critical you discuss how the premium for the policy…

In today’s fast-paced life, it can seem hard to find the time to step back and take a look at your goals. While many of us may set a New Year’s resolution, actually following through on personal and professional goals…

When residential and property losses occur – whether it’s a result of fire, water damage, appliance and equipment component failures, or other hazards – insurers utilize forensic experts to investigate claims. These experts determine the causes and origins of losses,…

Bryan Schwam, CISO, ISC, shares several cybersecurity measures your agency and its employees should be taking to help minimize the potential for data breaches and other cyberattacks whether your staff boots up at the office, home, or a public place.…

This summer, it seems like everyone is traveling – whether it’s flying to some far-flung destination or taking to the road for some R&R at a vacation rental. In fact, the vacation rental business is booming, particularly among property investors…

ISC offers two distinct Contractor General Liability (GL) products: One focuses on the small contractor with a national footprint, while the other caters to larger contractors in certain geographic areas. Michael Cronin, Senior Vice President of Product Management, provides us…