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How Climate Change Is Affecting Insurance - Hero Image

How Climate Change Is Affecting Insurance for Homebuyers

By ISC Editor | Nov 30, 2022

As climate change continues to incite severe weather systems and natural disasters around the world, the U.S. housing market absorbs the effects. Around the country, some of the most appealing places to live – both for their low cost of…

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How to Reduce Liability During Holiday Parties

By ISC Editor | Nov 8, 2022

As the holiday season approaches, so too does the season of office holiday parties. While these events can be fun ways for staff to celebrate hard work and develop friendships outside the stress of the workplace, holiday parties can also…

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Understanding the Basics of Digital Marketing

By ISC Editor | Nov 8, 2022

Digital marketing in today’s age consists of seemingly endless acronyms, from PPC to SEO to SEM. It can be hard to track which strategies are most beneficial for your small business, especially for insurance agents looking to maintain their network…

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Why Your Clients Need Excess Liability Coverage

By ISC Editor | Nov 8, 2022

Today’s legal environment continues to be impacted by social inflation, which is characterized by various factors, including third-party litigation funding, tort reform rollbacks, plaintiff-friendly juries, and public distrust of companies, all driving larger settlements and jury awards – and, inevitably,…

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The Difference Between Vacant Land and Vacant Building

By ISC Editor | Nov 8, 2022

Both vacant land and vacant buildings require insurance, but there is a difference in what these requirements are. Let’s take a look at what’s involved. Vacant Land: Just Like It Sounds With vacant land, there are no buildings on the…

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Winter Weatherizing Tips for Your Insureds

By ISC Editor | Oct 27, 2022

Old Man Winter is right around the corner, bringing in additional property exposures and energy bills (especially now with the high cost of oil and electricity). Heavy piles of snow, for example, can cause a roof to collapse. Water pipes…

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‘Tis the Season: Plan for In-Office Holiday Parties

By ISC Editor | Oct 27, 2022

Over the last two years, most businesses didn’t hold in-office holiday parties. They either celebrated virtually or decided to forgo the celebration altogether. This year the in-office holiday party is making somewhat of a comeback. Holiday get-togethers boost morale, build…

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Climate Change and Impacts on Insurance

By ISC Editor | Oct 27, 2022

Insured losses from natural catastrophes have increased 250% in the last 30 years, according to a report by consulting firm Capgemini and the European Financial Management Association (EFMA). Perils such as wildfires and storms, which are particularly impacted by climate…

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The Rise of Online Insurance Submissions

By ISC Editor | Oct 13, 2022

Some habits are hard to break, including the traditional method for insurance agencies to submit new insurance applications. Agents have traditionally completed Acord apps and supplemental forms which are sent via email or uploaded as PDFs to a carrier’s or…

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The One-Two Punch of Hurricane Ian on the Florida Property Market

By ISC Editor | Oct 13, 2022

Trade shows are an exciting opportunity to network and learn more about your industry, whether you’re attending an insurance industry trade show or strolling the floor at an event for another specific business sector. From attending panels to marketing your…

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How to Maximize Your Participation at Trade Shows

By ISC Editor | Oct 13, 2022

Trade shows are an exciting opportunity to network and learn more about your industry, whether you’re attending an insurance industry trade show or strolling the floor at an event for another specific business sector. From attending panels to marketing your…

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How to Build a Personal Network

By ISC Editor | Oct 13, 2022

In any industry, networking is crucial – but especially for insurance agents, who rely on personal connections to conduct business. But while you may have heard the term “networking” thrown around online or in meetings, what does it actually mean,…

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How Higher Gas Prices Fuel the Rising Price of Goods

By ISC Editor | Sep 28, 2022

A recent report found that nearly 70% of small and medium-sized businesses across the country cited high gas prices as the reason they were struggling to regain stability-and the struggle is real. U.S. gas prices have been volatile to say…

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Market Recap: Restaurant, Bar, Tavern & Nightlife

By ISC Editor | Sep 28, 2022

The restaurant and bar industry during the last three years has experienced a great deal of changes as a result of the pandemic, a labor shortage, and inflation. The industry has had a lot on its plate, but throughout these…

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Talent Crisis in the Insurance Industry Persists

By ISC Editor | Sep 28, 2022

The insurance industry has been discussing its talent crisis for years, with the call for a younger demographic to fill positions throughout the distribution system as the baby boomer generation retires. Industry insiders were calling for a concerted marketing push…

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Build a Better Brokerage Through Constant Refinement

By ISC Editor | Sep 13, 2022

Whether your brokerage is a modest family-run firm, one of the largest enterprises in the nation, or somewhere in between, you are always on the lookout for the broker’s version of “how to build a better mousetrap” — operate more…

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Bypass Three Common Business-Busting Broker Blunders

By ISC Editor | Sep 12, 2022

After investing years of hard work to establish and grow their business into a thriving operation, savvy business insurance brokers know that resting on their laurels is a foreign concept they can never embrace. Rather, maintaining a constant vigil on…

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The Cooling Housing Market and Its Effect on Property Investors - Hero Image

The Cooling Housing Market and Its Effect on Property Investors

By ISC Editor | Sep 12, 2022

Since the beginning of the year, the housing market has changed. A rise in interest rates, the amount of money required as a down payment, a drop in sales prices, and increased inventory on the market have home sellers concerned.…

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Market Recap: Demand for On-Demand Content Opens Up More Insurance Opportunities in the Entertainment Industry

By ISC Editor | Sep 12, 2022

The pandemic altered many consumer behavioral patterns, with various industry sectors having to pivot to accommodate these changes. One of the most significant consumer changes, according to a McKinsey report, is the rise in at-home consumption. Homes have become the…

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5 Tips in How to Improve Your LinkedIn Profile

By ISC Editor | Sep 6, 2022

One of the most important aspects of maintaining your professional image is having a polished LinkedIn profile. Though many think of LinkedIn as a social tool meant solely for finding a new job, that’s far from the case — it’s…

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Talk to Contractor Clients About the GL Audit Process, Estimating Revenue

By ISC Editor | Aug 31, 2022

In discussing General Liability (GL) insurance with a contractor, it’s important to go over the fundamentals such as what’s covered, how coverage is triggered, policy limits, any exclusions, etc. It’s also critical you discuss how the premium for the policy…

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