Designed for your middle market contractor clients, ISC’s new exclusive “A” rated PREMIUM General Liability program provides the coverage they need.
Premium Contractor GL
Program Highlights
- • Exclusive Program with “A” Rated Carrier
- • ISO Occurrence Coverage Form including NY Labor Law
- • Available in CT, MA, NJ, NY (Including the 5 Boroughs) & PA
- • Flexible Deductibles - $1,000-$50,000
Optional Coverages
- • $1MM Hired/Non-Owned
- • $1MM/$2MM Employee Benefits Liability
- • Limited Unmanned Aircraft Liability
Program Limits
- • 1/2/2/1 or 2/4/4/2
- • $300,000 Fire Legal
- • $10,000 Med Pay
Endorsements Available
- • Additional Insured Endorsement - Ongoing Ops and Completed Ops (specified and blanket available)
- • Per Project Aggregate (specified and blanket available)
- • Waiver Of Subrogation (specified & blanket available)
- • Primary & Non-Contributory Wording
Over 100 Classes Available, Including:
- • Appliance Installation/Service
- • Carpentry
- • Chimney Cleaning
- • Concrete Construction (Ineligible in 5 boroughs)
- • Debris Removal
- • Door & Window Installation
- • Electrical/Cable
- • Excavation/Grading (Ineligible in 5 boroughs)
- • Fence Erection
- • Fire Extinguisher Servicing
- • Floor Covering
- • Furniture/Fixtures Installation
- • General Contractors – New and remodel
- • HVAC
- • Insulation
- • Janitorial Service
- • Landscaping/Tree Service
- • Metal Erection – Structural/Ornamental
- • Painting
- • Plastering or Stucco Work
- • Plumbing (Residential & Commercial)
- • Pool Installation (Ineligible in 5 boroughs)
- • Roofing – Commercial and Residential (Ineligible in 5 boroughs)
- • Septic Tank Installation/Service
- • Sheet Metal Installation/Fabrication
- • Siding
- • Sign Mfg, Painting, Erection
- • Solar Energy
- • Tile/Stonework
Eligible Territory
CA, CT, MA, NJ, NY*, PA, TX
*Limited class codes available in the 5 boroughs and risks considered on an individual basis.
Submission Requirements
• Completed Acord 125 & 126
• Completed program supplemental application
• 5 years GL & WC currently valued loss runs
• Copy of WC quote or policy dec page (remuneration, limits & ex mod included)
• Current and planned project list including: Location, Scope of work & Contract price
• Recently executed subcontractor agreement and accompanying COI (if applicable)
• Resume (if in business less than 3 years)
• Description of operations for each named insured
• Copy of safety/training program
• Expiring carrier, limits, SIR/deductible, premium, & renewal status
• Email submissions to: PremiumGL@iscmga.com