Premium Contractor GL

Designed for your middle market contractor clients, ISC’s new exclusive “A” rated PREMIUM General Liability program provides the coverage they need.

Program Highlights

  • • Exclusive Program with “A” Rated Carrier
  • • ISO Occurrence Coverage Form including NY Labor Law
  • • Available in CT, MA, NJ, NY (Including the 5 Boroughs) & PA
  • • Flexible Deductibles - $1,000-$50,000

Optional Coverages

  • • $1MM Hired/Non-Owned
  • • $1MM/$2MM Employee Benefits Liability
  • • Limited Unmanned Aircraft Liability

Program Limits

  • • 1/2/2/1
  • • $300,000 Fire Legal
  • • $10,000 Med Pay

Endorsements Available

  • • Additional Insured Endorsement - Ongoing Ops and Completed Ops (specified and blanket available)
  • • Per Project Aggregate (specified and blanket available)
  • • Waiver Of Subrogation (specified & blanket available)
  • • Primary & Non-Contributory Wording

Over 100 Classes Available, Including:

  • • Carpentry
  • • Concrete Construction (Ineligible in 5 boroughs)
  • • Electrical/Cable
  • • Excavation/Grading (Ineligible in 5 boroughs)
  • • General Contractors – New and remodel
  • • HVAC
  • • Insulation
  • • Landscaping/Tree Service
  • • Metal Erection – Structural/Ornamental
  • • Painting
  • • Roofing – Commercial and Residential (Ineligible in 5 boroughs)
  • • Sheet Metal Installation/Fabrication
  • • Swimming Pool Installation (Ineligible in 5 boroughs)
  • • Tile/Stonework

Eligible Territory

CT, MA, NJ, NY*, PA

us map

*Limited class codes available in the 5 boroughs and risks considered on an individual basis.

Submission Requirements

• Completed Acord 125 & 126

• Completed program supplemental application

• 5 years GL & WC currently valued loss runs

• Copy of WC quote or policy dec page (remuneration, limits & ex mod included)

• Current and planned project list including: Location, Scope of work & Contract price

• Recently executed subcontractor agreement and accompanying COI (if applicable)

• Resume (if in business less than 3 years)

• Description of operations for each named insured

• Copy of safety/training program

• Expiring carrier, limits, SIR/deductible, premium, & renewal status

• Email submissions to: PremiumGL@iscmga.com