Our Newest A Rated, ISO-based
Online Contractor Insurance Program

The ADVANTAGE GL Insurance Program combines broad coverage with speed and ease.

Designed for your contractors that need broad, ISO-based insurance coverage fast and easy. Submit, quote, and bind online and get same day certificates of insurance for your contractor clients.

Submit & Bind




A Rated


  • Construction - Wheel Barrow Icon


Our new "A" rated ADVANTAGE General Liability gives your contractor clients competitively priced coverage and broader policy forms. You'll get the ease and speed of our OnlineMGA to quickly submit-quote-bind.

General Liability Limits

  • $1MM/$2MM/$2MM/$1MM
  • Up to $300,000 Fire Legal
  • Up to $10,000 Medical Payments

Program Highlights

  • ISO Policy Form
  • ISO Policy - Occurrence
  • ISO Additional Insured’s, Including Residential Completed Ops
  • Online Quoting & No Acord forms
  • New ventures accepted for most classes
  • Full limits for Residential/Commercial Size, Open Structure & Heating Devices

Program Guidelines

  • Gross Receipt-Based Premium
  • $5MM Gross Receipt Max
  • Up to 100% Sub-Work
  • Up to 3 Exterior Stories
  • Tract Work Accepted up to 14 Units

Our Footprint


Optional Coverages

  • Additional Insured Ongoing Ops
  • Additional Insured Completed Ops
  • Per-Project Aggregate
  • Waiver of Subrogation
  • Primary & Contributory Wording
  • 30 Day 3rd Party NOC

Who We Write

  • A/C & Refrigeration
  • Carpentry (Framing)
  • Carpentry (Interior/Woodwork/Shop)
  • Concrete (Flat)
  • Door/Window Installation
  • Drywall
  • Electrical
  • Fencing
  • Floor Covering Installation
  • Garage Door Installation
  • General Contractor (New Commercial)
  • General Contractor (New Residential)
  • General Contractor (Remodel Commercial)
  • General Contractor (Remodel Residential)
  • Glass Installation/Glazing
  • HVAC
  • Insulation
  • Janitorial (Residential - No Floor Waxing)
  • Landscape
  • Masonry
  • Metal Erection (Decorative)
  • Painting (Exterior)
  • Painting (Interior)
  • Plastering/Stucco
  • Plumbing (Commercial)
  • Plumbing (Residential)
  • Roofing (New Commercial)
  • Roofing (New Residential)
  • Roofing (Repair Commercial)
  • Roofing (Repair Residential)
  • Sheet Metal
  • Siding and Decking
  • Swimming Pool Cleaning
  • Swimming Pool Installation
  • Tile & Marble Installation
  • Welding (Non-Structural)

Advantage GL Program Resources

Advantage GL Appetite Guide

You'll be able to submit, quote, and bind online using our fast and easy online platform.

Our OMGA Platform

It’s never been easier or faster to find and bind insurance for the construction and trucking industry.

And we never charge to use our platform.