Excess is a good thing
You have a whole new world for high-limit coverage available to get clients well protected in a litigation environment where nuclear verdicts keep soaring. Get A Rated Excess Liability coverage for your clients ranging from small start-ups to larger established firms.
Effective.
Efficient. Fast.
A Rated
Carrier
Competitive
Commissions
EXCESS LIABILITY
CONSTRUCTION PROGRAM
For Standard and Plus GL, Excess Liability is available from our online platform. For Premier GL and unsupported programs, submit the application below for fast, expert turnaround.
Excess Liability Construction Programs
| Excess over Standard/Plus | Excess over Premier & Unsupported | |
|---|---|---|
| Excess Liability Limits: | Limits up to $2MM (up to $5MM available with approval) | Limits Up to $5MM |
| Minimum Underlying Limits: | ||
| Auto Liability General Liability Employers Liability |
1MM Combined Single Limit $1MM/$2MM/$2MM $500K/$500K/$500K |
$1MM CSL or Split $1MM/$250K/$1MM $1MM/$2MM/$1MM (where applicable) $500K/$500K/$500K except NY/NJ $100K/$500K/$100K |
| Program Highlights: | ||
| Coverage Form Policy Types Commission Minimum Premium Territory |
ISO Excess (Follow Form) Practice Policy 15% $750 All 50 States |
ISO Excess (Follow Form) Practice; Specified Project; Owners Interest Variable $3500 All 50 States |
| Program Guidelines: | ||
| Minimum Underlying Minimum Earned Gross Receipts Fleet Size Loss Threshold |
GL Carrier Must Be ISC A Rated 15% Up to $5MM Up to 10 Vehicles No Losses over $250,000 |
All underlying carriers: AM Best B+VI or A-V or better Practice Policies: 25%; Project Specific/Owner's Interests: 100% Up to $100MM Up to 100 power units NA |
| Required for Submission: | ||
| Underlying Employer's Liability and Automobile Dec Pages Required for Quote Approval 5 years Auto & GL Loss Runs MVRs for All Drivers |
Acord 125, 126, 131 and 127 if Auto Applies Contractors Supplemental Application Resume Required on all New Ventures (< 3 Yrs in Bus.) Copy of underlying Auto, GL quotes/policies (WC required in NY) Currently Valued AL, GL Loss Runs (WC Required in NY) Current/Planned Project List w/Location, Scope and Contract Price Any Special Endorsement Requirements |
Excess Program Resources
Excess Appetite Guide
Standard/Plus Programs
Serve more clients easier, faster, and better with ISC.
