ISC is pleased to make available an additional General Liability (GL) program for contractors. Our new “A” rated ADVANTAGE Contractor GL program is an ISO-based coverage form and provides competitively priced broad protection.
“The ADVANTAGE GL program provides our agency partners with broader coverage and the ability to utilize our Online MGA platform for fast turnaround times,” says Justin Berk, ISC Product Manager. “Brokers can provide contractors with the responsive service required to get projects underway. There are no ACORD forms to complete or downtime in delivering a quote to clients.”
The program is initially available in California and Texas, with plans to expand our footprint in the Northeast soon. More than 35 classifications are eligible for the ADVANTAGE GL program – from carpentry to electrical, general contractors, plumbing, landscaping, roofing, and more.
Inside our ADVANTAGE GL Program
The program is based on a client’s gross receipts, up to $5 million. We will cover up to 100% sub work and up to three exterior stories, with tract work also accepted.
Maximum policy limits are $1MM/$2MM/$2MM/$1MM, $300,000 Fire Legal Liability, and $10,000 Medical Payments.
Additional policy features are available for purchase with the ADVANTAGE GL program:
- Additional Insured Ongoing Operations
- Additional Insured Completed Operations
- Per-Project Aggregate
- Waiver of Subrogation
- Primary & Contributory Wording
- 30-Day Third-Party Notice of Cancelation
Additionally, in the future, you will be able to offer our Excess Liability product over the ADVANTAGE GL program.
ISC offers four GL programs for contractors: STANDARD, PLUS, ADVANTAGE, and PREMIER, providing your clients with a solution to fit their needs.